Accounts

Accounts represent the real financial accounts you want to track: bank accounts, credit cards, loans, and cash.

Account types

Type	Use for
Checking	Day-to-day bank account
Savings	Savings or emergency fund
Credit Card	Credit cards (track balance owed)
Cash	Physical cash
Investment	Brokerage or retirement accounts
Loan	Mortgages, car loans, personal loans

Adding an account

Go to Accounts and click Add account.
Enter the account name and select a type.
Enter the current balance.
- For checking/savings: enter the current balance as a positive number.
- For credit cards: enter the balance owed as a positive number (e.g. 450.00).
- For loans: enter the outstanding principal as a positive number.

Loan accounts

Loan accounts have two additional fields:

Annual Interest Rate — used to calculate the interest portion of payments.
Monthly Payment — automatically creates a budget target in the linked category.
Linked Payment Category — the budget category used to track your loan payment. You can choose an existing category or create a new one on the spot.

Account detail

Click any account name to open its detail page. You’ll see:

The account balance and type
A full list of transactions for that account
Filters to narrow by date, type, category, or payee
For loan accounts: the interest rate, monthly payment, and a Record Payment button

Closing and reopening accounts

When you no longer use an account (e.g. a paid-off credit card), close it instead of deleting it. Closed accounts are hidden from most views but their transaction history is preserved.

Close: Click the ⋯ menu on the account → Close account
Reopen: Click the ⋯ menu on a closed account → Reopen

Closed accounts cannot receive new transactions.

Deleting an account

An account can only be deleted if it has no transactions. If transactions exist, close the account instead.

Reordering accounts

Drag accounts within the same type group to reorder them. Drag a type header to reorder the groups themselves.