Recurring Transactions
Recurring transactions are templates that generate real transactions on a schedule — useful for regular bills, subscriptions, paychecks, and loan payments.
How recurring works
When a recurring transaction is due, it appears highlighted in the Recurring list. You click Apply Due to create actual transactions from all due items at once. This keeps you in control — nothing is created automatically without your confirmation.
Creating a recurring transaction
Click Add Recurring and fill in:
| Field | Notes |
|---|---|
| Type | Expense, Income, Credit, Transfer, or Debt Payment |
| Frequency | Daily, Weekly, Biweekly, Monthly, or Yearly |
| Start Date | When the first instance is due |
| End Date | Optional — leave blank for indefinite |
| Account | Source account |
| Amount | Fixed amount for each occurrence |
| Payee | Optional |
| Category | Which budget category to charge (or split across multiple) |
| Memo | Optional note |
Transfer recurrings
Choose Transfer as the type, then select the source and destination accounts. No category is needed for transfers.
Debt payment recurrings
Choose Debt Payment, then fill in the breakdown (principal, interest, fees). The linked loan account’s balance reduces by the principal amount each time the recurring is applied.
Applying due transactions
On the Recurring page, transactions past their due date are shown with a highlighted Due badge. Click Apply Due to generate real transactions for all of them at once.
After applying, the next due date advances automatically based on the frequency.
Editing a recurring
Click the ⋯ menu on any recurring row and select Edit. Changes apply to future occurrences only — past transactions that have already been created are not affected.
The Start Date cannot be changed after creation.
Deleting a recurring
Click the ⋯ menu and select Delete. This removes the recurring template only — transactions already created from it remain in your history.